1
Add your cards
Enter an alias and the closing and payment days provided by your bank.
Decide in seconds
Choose today’s card with more time to pay.
ConCualPago compares your closing and payment dates to give you a clear estimate right when you are about to buy.
Only aliases and dates are stored. Never card numbers, security codes, or bank credentials.
On your home screenCheck the recommendation from the widget.
Simple by design
Three steps, one useful answer
No bank connections or sensitive information required.
2
Check the recommendation
The app estimates the payment date and ranks cards by the available time.
3
Pay with more context
See the preferred card, estimated days, and a notice when the purchase is close to the closing date.
Built for the moment of purchase
The answer is always within reach
Open the app or glance at the widget before reaching for your card.
- Widget with today’s best card.
- Full Spanish and English support.
- Light and dark modes.
- Activate or deactivate cards without losing their setup.
- Notices when posting dates could change the result.
Privacy from the start
Your data stays under your control.
ConCualPago performs its calculations on your device. It has no accounts, ads, analytics, or servers receiving your card data.
No card numbers
The app only needs aliases and closing and payment days.
No tracking
No advertising, telemetry, or analytics tools are included.
Easy deletion
Delete a card in the app or clear all app data from Android.
Release status
Version 1.0.0Coming soon to Google Play
We are in closed testing ahead of ConCualPago’s initial release. Want to be one of the first to try it? Email us at [email protected].
Frequently asked questions
The essentials, clearly explained
Does the app know my balance or purchase amount?
No. ConCualPago does not request balances, purchase amounts, card numbers, or access to bank accounts.
Are the estimated days guaranteed?
No. They are estimates based on today’s date and the days you configure. The merchant or bank may post a transaction on a different date.
What if I only have one card?
The app still estimates the number of days until payment and shows the likely payment date.
Where is my data stored?
In the app’s private storage on your device. Android may include allowed data in encrypted backups or device transfers, depending on your settings.