1. Summary
ConCualPago estimates which credit card may provide more time until payment based on the current date and the closing and payment days you configure. Calculations are performed locally on your device.
2. Information stored by the app
The app stores only the information you enter to use its features:
- The alias or name you assign to each card.
- Closing day.
- Payment due day.
- Active or inactive status.
- A preference indicating whether you completed the initial introduction.
- Pro upgrade unlock status (enabled or disabled).
This information is stored in the app’s private space on your Android device.
3. How information is used
The data is used only to calculate and display estimates in the app and its widget. ConCualPago does not create user accounts, display ads, include analytics, track users, sell data, or share your data with third parties.
ConCualPago requests Internet permission solely to communicate with Google Play when processing the optional purchase of the Pro upgrade (see the next section). This permission is not used to send your card aliases, closing or payment days, or any other card information to the developer or to third parties; that data always stays on your device only.
4. In-app purchases
ConCualPago offers a single optional purchase (“ConCualPago Pro”) to unlock additional features, such as unlimited active cards and payment/closing reminders. This purchase is processed entirely through Google Play Billing; your payment method, billing details, and the transaction itself are handled by Google Play under its own privacy policy. The ConCualPago developer does not receive, store, or have access to your payment data — it only receives a purchase-confirmation signal from Google Play, used solely to enable Pro features on your device.
5. Backups and device transfer
Android may include the card database and onboarding preference in Google-managed encrypted backups or direct device-to-device transfers, depending on your Android version, settings, and available security capabilities.
The app’s backup policy limits eligible data to those files. The ConCualPago developer does not receive, manage, or have access to the contents of these backups.
6. Retention and security
Information remains on your device while you keep the app and its data. Android protects private app storage using system security controls. No storage method is infallible, so we recommend keeping your device updated and protected.
7. How to delete your data
You can delete an individual card from “My cards.” To remove all ConCualPago information, use Settings → Apps → ConCualPago → Storage → Clear data, or uninstall the app. Android-managed backups are governed by your account and device backup controls.
8. Children’s privacy
ConCualPago is not directed to children under 13 and does not knowingly collect personal information from children. The app does not collect personal information from any user for transmission to the developer.
9. This website
This site does not use forms, accounts, advertising cookies, or analytics tools. Infrastructure or security providers, including Cloudflare and the web server, may process basic technical data—such as IP address, date, time, and user agent—to deliver content, maintain security, and diagnose failures, subject to their configurations and policies.
10. Changes to this policy
We may update this policy if app features or applicable requirements change. The current version will be published at this address with an updated effective date.
11. Contact
For privacy questions or support, email [email protected].